Betsy Kozulla
Betsy Kozulla

Trust my experience for the most important purchase of your life.

Betsy Kozulla

Senior Mortgage Loan Officer
NMLS #553703

Meet Betsy Kozulla

Thank you for visiting my website. I know you will find the services here helpful and the loan programs not only convenient, but very competitive.

I have spent the past 25 years assisting my clients to obtain their dream of homeownership, not only by making the process go more smoothly, but also by being a knowledgeable guide every step of the way.

I have the experience and knowledge to help you find the best mortgage options available ... and you can count on me to keep you informed and comfortable throughout the process, from application to close.

I love what I do, and it shows. Your best interest is, and always has been, my #1 priority.

SMP-2012 Logo.Web-sized.Small

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!

About Super Mortgage Professionals

Betsy was named to the 2012 list of Super Mortgage Professionals, independently chosen by the homeowners they serve and approved by industry leaders. This list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.

Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry.

SMP-2012 Logo.Web-sized.Small

Meet Betsy Kozulla

Thank you for visiting my website. I know you will find the services here helpful and the loan programs not only convenient, but very competitive.

I have spent the past 25 years assisting my clients to obtain their dream of homeownership, not only by making the process go more smoothly, but also by being a knowledgeable guide every step of the way.

I have the experience and knowledge to help you find the best mortgage options available ... and you can count on me to keep you informed and comfortable throughout the process, from application to close.

I love what I do, and it shows. Your best interest is, and always has been, my #1 priority.

SMP-2012 Logo.Web-sized.Small

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!

About Super Mortgage Professionals

Betsy was named to the 2012 list of Super Mortgage Professionals, independently chosen by the homeowners they serve and approved by industry leaders. This list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.

Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry.

SMP-2012 Logo.Web-sized.Small